Maintaining a Good Credit

Unknown to many, credit score is your ticket to financial freedom. It affects your ability to get a job as commonly, most employers will check your credit score before they will decide to hire you. When you decide to purchase a car, house, boat or any major purchases, your credit score will also be checked. Even when you rent an apartment, part of their background checking is making sure that you have good credit score.

Financially speaking, everything depends on your credit score thus, it is important to maintain a good credit. One way to do so is to make sure that you are never late with your credit card payments as it will truly affect your score. A missed credit card payment will automatically give you a negative mark in your credit report. Believe me, you don't want any negative marks in your credit report.

Do you know your credit rating? I do and I am still building on mine.